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MEET LAURA THATCHER... Laura has had 7 years real estate management experience along with Management Training at Ocean County College. A 20 year resident of Toms River and long time agent in the Monmouth/Ocean County area, she has a vast knowledge of the area. Her expertise in Adult Communities has led to developing the “Guide to Adult Communities in Ocean Counties” that several Real Estate agencies still use today. An updated version is available on our Adult Communities page. Energy Efficient Mortgages By Susan M. Keenan Energy efficient mortgages are becoming more common as the world becomes energy conscious and as consumers feel the pinch of rising energy costs. An Energy Efficient Mortgage (EEM) is one of the options available for prospective homeowners who are not only interested in buying a home, but who are also interested in making that home as energy efficient as possible. Since the cost of energy-efficient improvements is included in the overall amount of the mortgage, it has been dubbed as an Energy Efficient Mortgage (also called "green mortgage") to distinguish it from the traditional mortgage.  Read More	Will the New Short Sale Rules Help the Process? By Peter Smith Short sales are a tricky business. If a homeowner owes more money on his house than he can sell it for and is having trouble paying the mortgage, the bank will allow the house to be sold for less than is owed. That’s a short sale in theory. In the real world, banks don’t like to do them. They do everything in their power to make the process drawn out and complicated. It’s no wonder that only one in ten short sales is successfully completed. There is help on the horizon.  Read More Bring Garden Cheer into Your Home with Color Courtesy of ARAcontent Even in the throes of winter, when most gardens are hibernating under a cold-weather blanket, it's easy to bring the warm, vibrant feelings of spring into the home with colors, textures and patterns. From the saturated colors of fresh fruits and flowers to the neutral hues of pavers and fountains, the promise of new spring gardens can provide an endless source of decorating inspiration.  Read More What's Happening in Real Estate for 2010? By Melissa A. Nykorchuk  The real estate market in 2010 has more promise than in the past few years. With house prices in some areas beginning to stabilize and historically low interest rates, the real estate market is perfect for buyers with good credit. The Tax Credit is a Positive Incentive  Read More	Featured Listings Brick Township - Condominium Clean and neat two bedroom, one and a half bath townhouse in great location. New refrigerator and stove, newer washer and dryer. Click here for more information   Toms River Township Desireable location near Garden State Parkway and walking distance from Main Street shopping area. Why rent when you can own this adorable home with a garage, fenced-in back yard, and full basement. Click here for more information Brick Township - Commercial Location, location, location! For buyers who would like to live above your business, plus get rental income from other store front, or three rental incomes for an investor. All furniture in upstairs apartment is included. Click here for more information